Should Your 401K Contributions Be a Flat Rate or a Percentage?
Photo: Tada Images (Shutterstock) When you start a new job with an employer that sponsors 401(k) plans, you’re usually given the option to contribute part of your monthly earnings as…
How to Take Advantage of (and Keep) a High Credit Score
Photo: Rido (Shutterstock) Boosting a low credit score can be a long, difficult process. Once you get that number up into a satisfactory range, you deserve to feel some pride…
Is the Housing Market Going to Crash?
Photo: ZikG (Shutterstock) The U.S. housing market remains hot, with median home prices up 10.3 percent from last year at this time, according Realtor.com data. With all the stories of…
How to Invest in Expensive Stocks When You Don’t Have a Lot of Money
Photo: Natalia Mels (Shutterstock) Let’s say you don’t have a lot of money to invest—maybe only a few hundred dollars—and you want to buy stock from a big company like…
How to Pay For Your Vacation With Crypto
Photo: Pozdeyev Vitaly (Shutterstock) Retailers are increasingly accepting cryptocurrency for physical items, but did you know you can spend crypto on ephemeral experiences like travel too? As more cryptocurrency holders…
When Making Mortgage Payments With a Credit Card Makes Sense (and When It Doesn’t)
Photo: Hamik (Shutterstock) Normally, making mortgage payments with your credit card is a bad idea. The one exception, though, is when you’re chasing a rewards bonus on a new card,…
How Much Cash Should You Ideally Keep in Your Bank Accounts?
Photo: Tania Kitura (Shutterstock) While it’s important to have some cash in your bank account, it’s also possible to keep too much cash on hand when you don’t really need…
Use the 1% Spending Rule to Save Money
Photo: boonchoke (Shutterstock) As a way to help curb impulsive spending, many people have a “24-hour wait” rule on big purchases, but one problem is that it can be impractical,…
You Shouldn’t Use Your New Credit Card Until You Do These Things
Photo: PKpix (Shutterstock) Trying out a new credit card is like driving a new car for the first time: In the same way you might adjust the seat and mirrors,…
You Just Got More Protections From Unscrupulous Lenders Trying to Foreclose on Your Home
Photo: MIA Studio (Shutterstock) With millions of homeowners behind on their mortgage payments, and a looming foreclosure moratorium that expires July 31, the Consumer Financial Protection Bureau (CFPB) has added…