Five Times When You Should Change Your Credit Card
If your credit cards are chipped, peeling, and collecting dust, then it’s probably safe to say it’s time for an upgrade. But how else can you tell when it’s time…
When to Pay for a Home Warranty (and When You Shouldn’t)
Buying a house is an expensive operation. Not only is the median price of an existing home over $375,000, the median price of a new home is close to $440,000.…
What to Consider Before Selling Your Parents’ House
After inheriting your parents’ home, the prospect of selling that house can seem overwhelming. It’s a whirlwind—mentally, physically, and of course, financially. Although emotional attachments to your parents’ home may…
How to Protect Your Finances From a Future Government Shutdown
Last week Congress agreed to raise the debt ceiling, narrowly avoiding a first ever default in U.S. history. While the crisis has been averted for now, the deal only buys…
How to Financially Prepare for Your Parents or In-Laws to Move In
Life can take some unexpected turns. Most of us imagine a specific trajectory to our lives: You grow up, move out, get a job, and live independently from that point…
When to Skip Your Company’s 401(k)
The 401(k)—the most common way Americans save for their retirement years—is only a little over four decades old. Established by the Revenue Act of 1978, the 401(k) became a way…
The Three-Step Financial Checklist Every College Grad Needs
When it comes to personal finances, the summer after graduating college is daunting. After the rush of graduation starts to fade, reality sets in. Your newfound financial independence means freedom,…
When an Annuity Is a Good Idea for Retirement (and When It’s Not)
When it comes to planning your retirement, there’s often a lot of confusion. While socking money away to earn tax-deferred interest is a pretty simple concept, the wide variety of…
Why Home Prices Are Rising Again (and What That Means for You)
Photo: Konstantin L (Shutterstock) U.S. home prices will decline less than previously expected this year. Home prices in March were 0.7% higher than March 2022, the S&P CoreLogic Case-Shiller Home…
You Can Get Your First Year of Sam’s Club Membership for $30 Right Now
Image: Sam’s Club Sam’s Club members often find excellent deals on groceries, household items, electronics, and more. Usually, a one-year Club-level membership costs $50, but new members can now sign…