Why Wage Access Apps are Just As Bad As Payday Loans
With more than 60% of Americans living paycheck to paycheck and many folks unable to cover a $400 emergency like a car repair or surprise hospital bill, waiting for payday…
Medical Credit Cards Are a Bad Idea, Actually
It’s no secret that healthcare in the U.S. is difficult to afford, even for those who have insurance. In fact, roughly 20% of U.S. households have some amount of medical…
The Easiest Way to Ask Your Bank for a Higher Credit Limit
Photo: fizkes (Shutterstock) Having a higher credit limit on your credit card can be beneficial in several ways. It can help improve your credit score by lowering your credit utilization…
You Can ‘Unionize’ Your Debt
When facing what feels like a crushing amount of debt, you may be tempted to resign yourself to feeling hopeless and alone. This is understandable, given how society tends to…
Why a Pawn Shop Is Better Than a Payday Loan in an Emergency
Photo: EP productions (Shutterstock) It’s a universal rule of finance: If you’re seeking a short-term loan to cover an emergency expense, you’re not in a good place, financially speaking. But…
You Can Shift From a Scarcity Mindset to an Abundance Mindset
Do you constantly worry about not having enough money? Are you afraid to spend on things you want or need? This feeling of lack or limitation is known as a…
How to Get the Best Possible Car Loan Right Now
There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a…
How to Get Back on Track After an Expensive Vacation
Whatever the weather forecast says, summer is winding down, as is peak summer travel. When you return from vacation, you hope to bring a few things back to your real…
These ‘Smart’ Financial Moves Are Actually Not Great
One of the most complicated relationships in our lives is the one we have with money. There’s so much money out there in the world—so much that it’s actually pretty…
When You Should Overpay Your Credit Card
While most of us focus on making timely payments to avoid interest and fees, have you ever wondered what happens if you overpay your credit card? Whether it’s part of…