The Easiest Way to Ask Your Bank for a Higher Credit Limit
Photo: fizkes (Shutterstock) Having a higher credit limit on your credit card can be beneficial in several ways. It can help improve your credit score by lowering your credit utilization…
You Can Now Get Your Free Credit Report Every Week, Forever
Photo: YuraYaryna (Shutterstock) Monitoring your credit history regularly reduces the likelihood that reporting errors (best case) or identity theft (worst case) will derail your financial health—and you can now do…
How to Juggle Multiple Credit Cards (Without Going Into Debt)
For anyone risk-averse like me, the biggest challenge that came with your first credit card wasn’t about using your new plastic too much. Quite the opposite: You had to overcome…
How Many Credit Cards Is Too Many?
There’s no magic number for how many credit cards you should have at any one time. The answer is different not only from person to person, but it’ll change for…
Five Times When You Should Change Your Credit Card
If your credit cards are chipped, peeling, and collecting dust, then it’s probably safe to say it’s time for an upgrade. But how else can you tell when it’s time…
These Medical Debts Should Not Hurt Your Credit Score
The United States can be a cruel place for people with bad or no health insurance: One medical crisis could result in thousands of dollars of debt. But the Consumer…
The Most Strategic Time to Pay Your Credit Card Balance
Photo: Ivan Kruk (Shutterstock) You know you need to pay your credit card bill on time, and that you should always pay enough to avoid keeping a balance. But if…
Why Your Free Credit Score Doesn’t Always Add Up
Photo: Ivan Kruk (Shutterstock) Your credit score makes the difference between getting approved or denied a mortgage, car loan, student loan—or any other kind of loan. With plenty of online…
The True History of Credit Scores
Photo: Casper1774 Studio (Shutterstock) There are online murmurs growing lately about the fairness of credit scores and consumer credit reporting. It’s a heated issue: This semi-hidden number can define a…
Three of the Best Ways to Improve Your Credit Score
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