The Easiest Way to Ask Your Bank for a Higher Credit Limit
Photo: fizkes (Shutterstock) Having a higher credit limit on your credit card can be beneficial in several ways. It can help improve your credit score by lowering your credit utilization…
You Can Now Get Your Free Credit Report Every Week, Forever
Photo: YuraYaryna (Shutterstock) Monitoring your credit history regularly reduces the likelihood that reporting errors (best case) or identity theft (worst case) will derail your financial health—and you can now do…
Why It’s Never Been More Important to Have a Good Credit Score
A low credit score is always going to affect your ability to qualify for loans at decent rates. But given the current state of interest rates, having a strong credit…
How to Get the Best Possible Car Loan Right Now
There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a…
Five Things All First-time Credit Card Holders Need to Know
Use your credit card right, and you could build the kind of credit history that saves you thousands of dollars throughout your life. On the flip side, misusing your credit…
Five Times When You Should Change Your Credit Card
If your credit cards are chipped, peeling, and collecting dust, then it’s probably safe to say it’s time for an upgrade. But how else can you tell when it’s time…
These Medical Debts Should Not Hurt Your Credit Score
The United States can be a cruel place for people with bad or no health insurance: One medical crisis could result in thousands of dollars of debt. But the Consumer…
Here’s When You Should Pay Your Taxes With a Credit Card
We’re in the final countdown to Tax Day (Tuesday, April 18), which means you should be thinking about filing your 2022 tax return and paying your bill if you haven’t…
All the Ways You Didn’t Know You Could Raise Your Credit Score
Photo: Yulia Grigoryeva (Shutterstock) The credit score, which has a surprisingly long history dating back to the 19th century, is mainly used to judge how much risk you represent to…
When It’s OK to Pay Bills With Your Credit Card (and When It Isn’t)
Photo: Ollyy (Shutterstock) If you live in fear of racking up debt, you might be hesitant to pay any of your bills with a credit card. While you should, if…