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When it comes to your ability to save money, where you live may have more of an impact than you think. So which states make it easier to stash more cash? That’s exactly what a new report from Forbes Advisor aimed to find out.

In addition to ranking the states based on residents’ ability to save, the report also highlighted some regional trends. For example, states in the Northeast are among the hardest places to grow your savings, while the data indicate that many states in the Midwest are among the easiest places to save. Here’s a brief overview of the rest of the report’s findings.

What makes a state a good place to save money?

In order to rank the states, Forbes Advisor analyzed data from all 50 states and Washington, D.C., across four categories: income and debt, cost of living, housing costs, and taxes. Each category made up 25% of the state’s total score out of 100.

Keep in mind that in this report, a score of 0 means that a state is the best place to save money, while a score of 100 means that saving money is harder than in any other state.

The best states for saving money

If your goal is to save as much money as possible, you’ll have the best chance of doing that living in these states, according to Forbes Advisor:

  1. North Dakota
  2. South Dakota
  3. West Virginia
  4. Missouri
  5. Ohio
  6. Indiana
  7. Kansas
  8. Tennessee
  9. Wisconsin
  10. Arkansas

The worst states for saving money

Thanks to high costs of living and incomes that don’t keep up, it’s hardest to save money in these states:

  1. Hawaii
  2. California
  3. Maryland
  4. New York
  5. New Jersey
  6. Oregon
  7. Connecticut
  8. Rhode Island
  9. Massachusettes
  10. Nevada

For more information, you can read the full report on Forbes Advisor.



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