Why Your Free Credit Score Doesn’t Always Add Up
Photo: Ivan Kruk (Shutterstock) Your credit score makes the difference between getting approved or denied a mortgage, car loan, student loan—or any other kind of loan. With plenty of online…
The True History of Credit Scores
Photo: Casper1774 Studio (Shutterstock) There are online murmurs growing lately about the fairness of credit scores and consumer credit reporting. It’s a heated issue: This semi-hidden number can define a…
Why Credit Score Apps Aren’t Great (and What to Use Instead)
Photo: Tada Images (Shutterstock) Credit score apps are a popular way to track credit scores—but they actually aren’t that great. According to recent Consumer Reports analysis, these apps use scores…
What’s the Difference Between FICO Credit Scores and VantageScore?
Photo: fizkes (Shutterstock) You might be familiar with the idea of a singular credit score, but there’s actually two major credit score providers that rate your creditworthiness: FICO and VantageScore.…
How to Get Your Free Credit Report Once a Week
Photo: WAYHOME studio (Shutterstock) Instead of paying for monthly credit monitoring, why not do it yourself? Normally the three credit bureaus—Equifax, Experian, and TransUnion—only offer one free credit report per…
Why Your Should Pay on Your Credit Card Balance Weekly
Photo: Konstantin Kolosov (Shutterstock) Paying your credit cards on time to avoid late fees and interest is a no-brainer. But you can also boost your credit score and reduce interest…
Why Your Credit Karma Score Seems Too High
Photo: Sulastri Sulastri (Shutterstock) People on Twitter have been commiserating recently about how much higher their free Credit Karma credit scores are compared to the ones lenders actually use, as…