How to Feel Less Terrified About Retirement
If you ever fantasized about leaving your job right on your 67th birthday and living a life of relaxation in retirement, well, the pandemic likely shattered that vision. These days,…
How to Retire When You Have Basically Nothing Saved
There’s a lot of magical thinking surrounding retirement. The rule of thumb is to target about 80% of your current income for your retirement, and while that number is a…
You Can ‘Unretire,’ but It Might Cost You
Retirement is one of those life stages that seems inevitable. From an early age, it’s pounded into us: You have to save for retirement, and you have to plan for…
Here’s What Every Line of Your Paycheck Actually Means
With the convenience of direct deposit, most of us never look at our pay stubs—but maybe we should. Whether you’re earning a salary or an hourly wage, your paycheck contains…
Check These Databases for Retirement Savings You Forgot About
Photo: fizkes (Shutterstock) For big retirement savers, the silver lining of record-setting inflation is the record-setting cap increase for your 401(k) in 2023. But if you leave a company–whether or…
How to Avoid Paying the ‘Single Tax’
Photo: NDAB Creativity (Shutterstock) Whether you love the single life or can’t wait to be coupled up, one thing is sure: It’s expensive to be single. We’ve previously covered personal…
The Best Way to Budget When Your Income Fluctuates
Photo: Viktoriia Hnatiuk (Shutterstock) When you’re a player in the gig economy, budgeting can be tough. However, a budget is most important for anyone working with an irregular income. Even…
You Can Save Way More Money in Your 401(k) Next Year
Photo: Dean Drobot (Shutterstock) Although you can easily drive yourself mad by checking your 401(k) when the economy is in a slump (i.e. right now), there’s some good news from…
How to Retire in Stages (and Why You Should)
Photo: fizkes (Shutterstock) If you ever fantasized of leaving your job on your 67th birthday and hopping on an international cruise, well, the pandemic likely shattered that vision. With all…
You Can Partially Or Fully Withdraw Provident Fund Money Under These Conditions Before Retirement
Provident fund acts as a social security cover for millions of employeesThe Employees Provident Fund, or popularly the Provident Fund (PF), is a long-term investment tool that is built by…