How to Get Rid of PMI As Soon As Possible
Everyone knows that buying a home is expensive as heck—but the list of extra costs associated with buying a home can be shocking. Aside from closing costs, there are home…
Here’s When You Should (and Shouldn’t) Buy Mortgage Points
Even when the market isn’t hurting prospective buyers, closing on a home is always tricky. When you’re securing a home loan, there are a lot of decisions to make—and for…
How to Get the Best Possible Car Loan Right Now
There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a…
What to Do Right Away When Your Mortgage Gets Sold
You might assume that the lender you used to obtain your home’s mortgage will be the lender you’ll pay off until the bitter end—until the day you get a letter…
Beware of These Scams Targeting New Homeowners
Buying a house can feel like finishing a marathon—or maybe a triathlon. You’ve spent months hunting for the right property, convincing someone that you’re responsible enough to be loaned an…
How to Emotionally Detach From Your Home When You Need to Sell It
Your emotional connection to a house begins the moment you walk onto the property for the first time and begin imagining your life there. You start mentally arranging the furniture,…
What’s a Home Equity Investment, and Is It Ever a Good Idea?
Photo: Virrage Images (Shutterstock) While owning your own home isn’t exactly the “easy button” for wealth-building it’s sometimes made out to be, it’s still a reliable way to build your…
What to Do After Realizing You’re ‘House Poor’
Photo: Yavdat (Shutterstock) Buying a house is a complex and emotional process, and we don’t always make perfect decisions once we’ve determined a particular property is our dream house. But…
Who Should (and Shouldn’t) Sell Their Home Right Now
Photo: Billion Photos (Shutterstock) With the federal government threading the fine needle of keeping inflation down by increasing interest rates, the housing market is still in a very different place…
Adjustable-Rate Mortgages Are Probably Still a Bad Idea
Photo: Andy Dean Photography (Shutterstock) Housing prices are finally starting to go down, but thanks to interest rate hikes, monthly mortgage payments are more out of reach than ever before.…