Why It’s Never Been More Important to Have a Good Credit Score
A low credit score is always going to affect your ability to qualify for loans at decent rates. But given the current state of interest rates, having a strong credit…
How to Get the Best Possible Car Loan Right Now
There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a…
The Only Time You Should Stop Contributing to Your 401(k)
From student loans, to medical bills, to simply putting food on the table, so much of managing your finances can feel like it comes down to getting by day-to-day. Retirement,…
These ‘Smart’ Financial Moves Are Actually Not Great
One of the most complicated relationships in our lives is the one we have with money. There’s so much money out there in the world—so much that it’s actually pretty…
These Are the Hidden Costs of Buying a House
The housing market looks like hell for the foreseeable future. Your home is probably the most expensive thing you’ll ever own, and that expense goes beyond the closing price. For…
The Difference Between a Mortgage’s APR and Interest Rate
When shopping for a mortgage, you’ll likely encounter two key terms: Annual percentage rate (APR) and interest rate. While these terms often get thrown around interchangeably, understanding the difference between…
What Is a Home Swap Loan, and When Should You Get One?
If you only go by stock images, buying a house is a pleasant if not serene experience filled with shiny, happy people finally living life to the fullest. If you…
When You Should Overpay Your Credit Card
While most of us focus on making timely payments to avoid interest and fees, have you ever wondered what happens if you overpay your credit card? Whether it’s part of…
The Money Questions You Should Be Able to Answer
For anyone burdened with debt, fighting lifestyle creep, or overwhelmed by the current state of inflation, it’s all too easy to feel as if your finances are out of your…
How One Late Student Loan Payment Can Affect You
It’s been a hell of a summer for people with student loans. In June the Supreme Court blocked Biden’s student loan forgiveness program. Then in July, the Education Department announced…