How to Get the Best Possible Car Loan Right Now
There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a…
Every Term a First-Time Homebuyer Should Know
Buying a home can be an exciting and rewarding journey, but it can also be overwhelming, especially if you’re not familiar with the jargon and terminology used in the real…
The Most Affordable American Cities to Buy a Home in Right Now
Photo: Sean Pavone (Shutterstock) Over the past few years, rising housing costs have kept homeownership out of reach for so many. As a result, a lot of people have been…
Beware These Red Flags at Your Next Open House
Photo: GaudiLab (Shutterstock) As a prospective home buyer, the open house stage of shopping is usually the most fun. You get to tour a bunch of places and envision your…
How Long It’ll Really Take You to Save for a Down Payment
Photo: Andy Dean Photography (Shutterstock) You may have noticed that houses are hella expensive right now—according to the Zillow Home Value Index, a typical home in this fine capitalist paradise…
How to Buy a House With ‘Just’ $12,000 Down
Photo: SAUL LOEB (Getty Images) Buying a house is a complicated, expensive process, especially for buyers who can’t swing a “traditional” 20% down payment. You’re basically convincing a bank to…
How to Qualify for an FHA Mortgage, Even With Student Debt
Photo: David Papazian (Shutterstock) If student loans have held you back from getting a FHA mortgage, there’s some good news: the Department of Housing and Urban Development (HUD) is relaxing…
It’s Now Easier to Get an FHA Loan
Photo: Drozd Irina (Shutterstock) Government agencies have announced changes that allow for “Dreamers”—U.S. residents with Deferred Action for Childhood Arrivals (DACA) status—to qualify for FHA mortgage loans, as well as…