How to Get Rid of PMI As Soon As Possible
Everyone knows that buying a home is expensive as heck—but the list of extra costs associated with buying a home can be shocking. Aside from closing costs, there are home…
Here’s When You Should (and Shouldn’t) Buy Mortgage Points
Even when the market isn’t hurting prospective buyers, closing on a home is always tricky. When you’re securing a home loan, there are a lot of decisions to make—and for…
These Are the Hidden Costs of Buying a House
The housing market looks like hell for the foreseeable future. Your home is probably the most expensive thing you’ll ever own, and that expense goes beyond the closing price. For…
The Difference Between a Mortgage’s APR and Interest Rate
When shopping for a mortgage, you’ll likely encounter two key terms: Annual percentage rate (APR) and interest rate. While these terms often get thrown around interchangeably, understanding the difference between…
What Is a Home Swap Loan, and When Should You Get One?
If you only go by stock images, buying a house is a pleasant if not serene experience filled with shiny, happy people finally living life to the fullest. If you…
This Is The Worst Time to Get a Long Car Loan
The ideal situation for buying a car is still paying in cash and in full. (Whatever you do, never lease a car if you can avoid it.) But with both…
How One Late Student Loan Payment Can Affect You
It’s been a hell of a summer for people with student loans. In June the Supreme Court blocked Biden’s student loan forgiveness program. Then in July, the Education Department announced…
Every Term a First-Time Homebuyer Should Know
Buying a home can be an exciting and rewarding journey, but it can also be overwhelming, especially if you’re not familiar with the jargon and terminology used in the real…
What to Do Right Away When Your Mortgage Gets Sold
You might assume that the lender you used to obtain your home’s mortgage will be the lender you’ll pay off until the bitter end—until the day you get a letter…
Why Home Prices Are Rising Again (and What That Means for You)
Photo: Konstantin L (Shutterstock) U.S. home prices will decline less than previously expected this year. Home prices in March were 0.7% higher than March 2022, the S&P CoreLogic Case-Shiller Home…