How to Get Rid of PMI As Soon As Possible
Everyone knows that buying a home is expensive as heck—but the list of extra costs associated with buying a home can be shocking. Aside from closing costs, there are home…
Why Wage Access Apps are Just As Bad As Payday Loans
With more than 60% of Americans living paycheck to paycheck and many folks unable to cover a $400 emergency like a car repair or surprise hospital bill, waiting for payday…
Why a Pawn Shop Is Better Than a Payday Loan in an Emergency
Photo: EP productions (Shutterstock) It’s a universal rule of finance: If you’re seeking a short-term loan to cover an emergency expense, you’re not in a good place, financially speaking. But…
The Truth About Buying a $1 House to Fix Up
Home ownership is a big part of most people’s dreams for the future, but with home prices are still going up and higher interest rates making mortgages unaffordable, it can…
How to Get the Best Possible Car Loan Right Now
There’s never been a worse time to buy a car. List prices are still inflated well above pre-pandemic levels, and anyone who locks in a loan is locking in a…
These Are the Hidden Costs of Buying a House
The housing market looks like hell for the foreseeable future. Your home is probably the most expensive thing you’ll ever own, and that expense goes beyond the closing price. For…
What Is a Home Swap Loan, and When Should You Get One?
If you only go by stock images, buying a house is a pleasant if not serene experience filled with shiny, happy people finally living life to the fullest. If you…
This Is The Worst Time to Get a Long Car Loan
The ideal situation for buying a car is still paying in cash and in full. (Whatever you do, never lease a car if you can avoid it.) But with both…
How One Late Student Loan Payment Can Affect You
It’s been a hell of a summer for people with student loans. In June the Supreme Court blocked Biden’s student loan forgiveness program. Then in July, the Education Department announced…
Every Term a First-Time Homebuyer Should Know
Buying a home can be an exciting and rewarding journey, but it can also be overwhelming, especially if you’re not familiar with the jargon and terminology used in the real…