How to Get Health Insurance When You’re Self-Employed
Being self-employed gives you the freedom and flexibility to be your own boss. However, one major drawback of being your own boss is securing your own affordable health insurance. We…
Avoid These Common Mistakes During Open Enrollment
Photo: Gorodenkoff (Shutterstock) Open enrollment for the next U.S. healthcare plan year kicks off Nov. 1—and the process can be overwhelming, to say the least. As you review your employer-provided…
How to Open a Health Savings Account Without an Employer
A health savings account (HSA) is a smart way to store away extra cash, tax free, to pay for approved medical expenses. Essentially, it’s a personal savings account that can…
This Is How Much You Need to Budget for Health Expenses
Photo: Josep Suria (Shutterstock) Thinking about our healthcare system gets me so worked up, I need to take a hit from the inhaler that I can barely afford. Although I’m…
How Much Travel Insurance Costs (and When You Should Get It)
Every time you buy a plane ticket, cruise trip or other travel tickets, you end up getting asked the same thing: Do you want to add travel insurance for just…
Seven Types of Insurance That Are Usually a Waste of Money
Choosing insurance coverage is all about mitigating risk and betting that a catastrophe will (or will not) happen. Car insurance—liability coverage at the very least—is mandatory in almost every state,…
How to Financially Prepare for Your Parents or In-Laws to Move In
Life can take some unexpected turns. Most of us imagine a specific trajectory to our lives: You grow up, move out, get a job, and live independently from that point…
How to Avoid Unexpected Costs During a Hospital Stay
Photo: Prostock-studio (Shutterstock) Going to the hospital is a stressful, often confusing, and potentially expensive experience. Whether it’s a visit to the emergency room in the middle of the night…
These Prices Are Expected to Increase This Year
Photo: Denys Kurbatov (Shutterstock) While it’s true that inflation seems to be coming down since its peak in June, some things are looking to continue to increase in price this…
The Weirdest Things You Never Knew You Could Insure
Most of us don’t think too much about insurance, but we deal with it in just about every aspect of our lives, from health insurance to unemployment insurance, from homeowner’s…