Ignore This Bad Financial Advice That’s Everywhere Online
Here’s my two cents: The financial advice doled out by “experts” on TikTok or personal finance “gurus” on Instagram is always going to be a little shitty. Even if what…
Centre Likely To Propose Removing Long-Term Tax Benefits For Debt Mutual Funds: Report
The proposals are likely to be part of the finance bill amendments that could be tabled today. (File)New Delhi: India may propose that investments in debt mutual funds be taxed…
This Scam Is Making Payday Loans Even Worse
Photo: dcwcreations (Shutterstock) Payday loan companies have been available for many years, providing mostly low-income people or families who are in financial need fast money—but with extremely high interest rates.…
All the Ways You Didn’t Know You Could Raise Your Credit Score
Photo: Yulia Grigoryeva (Shutterstock) The credit score, which has a surprisingly long history dating back to the 19th century, is mainly used to judge how much risk you represent to…
When It’s OK to Pay Bills With Your Credit Card (and When It Isn’t)
Photo: Ollyy (Shutterstock) If you live in fear of racking up debt, you might be hesitant to pay any of your bills with a credit card. While you should, if…
The Most Strategic Time to Pay Your Credit Card Balance
Photo: Ivan Kruk (Shutterstock) You know you need to pay your credit card bill on time, and that you should always pay enough to avoid keeping a balance. But if…
How Rising Interest Rates Will Affect Your Finances the Rest of the Year
Photo: Rawpixel.com (Shutterstock) In ongoing efforts to combat inflation, the Federal Reserve announced early February that it’s raising interest rates by 0.25% up to a target range 4.5 to 4.75%.…
Help Your Teenager Start Building Good Credit Before They’re an Adult
Photo: Monkey Business Images (Shutterstock) With all the wisdom you have now, imagine if you could turn back time and get a head start building good credit from an early…
You Should Know the Difference Between a Chargeback and a Refund
Photo: fizkes (Shutterstock) If your credit card was charged for an order that never arrived, or you’re still paying for a subscription you canceled, you have two options for getting…
Why Your Free Credit Score Doesn’t Always Add Up
Photo: Ivan Kruk (Shutterstock) Your credit score makes the difference between getting approved or denied a mortgage, car loan, student loan—or any other kind of loan. With plenty of online…