When You Should Overpay Your Credit Card
While most of us focus on making timely payments to avoid interest and fees, have you ever wondered what happens if you overpay your credit card? Whether it’s part of…
How One Late Student Loan Payment Can Affect You
It’s been a hell of a summer for people with student loans. In June the Supreme Court blocked Biden’s student loan forgiveness program. Then in July, the Education Department announced…
How to Juggle Multiple Credit Cards (Without Going Into Debt)
For anyone risk-averse like me, the biggest challenge that came with your first credit card wasn’t about using your new plastic too much. Quite the opposite: You had to overcome…
Five Things All First-time Credit Card Holders Need to Know
Use your credit card right, and you could build the kind of credit history that saves you thousands of dollars throughout your life. On the flip side, misusing your credit…
How Many Credit Cards Is Too Many?
There’s no magic number for how many credit cards you should have at any one time. The answer is different not only from person to person, but it’ll change for…
Five Times When You Should Change Your Credit Card
If your credit cards are chipped, peeling, and collecting dust, then it’s probably safe to say it’s time for an upgrade. But how else can you tell when it’s time…
How to Protect Your Finances From a Future Government Shutdown
Last week Congress agreed to raise the debt ceiling, narrowly avoiding a first ever default in U.S. history. While the crisis has been averted for now, the deal only buys…
The Three-Step Financial Checklist Every College Grad Needs
When it comes to personal finances, the summer after graduating college is daunting. After the rush of graduation starts to fade, reality sets in. Your newfound financial independence means freedom,…
How to Tell ‘Good’ Debt From ‘Bad’
Debt is a scary word, but it’s a necessary part of moving through the world today. If you want to rent an apartment, buy a car, take out a loan,…
These Medical Debts Should Not Hurt Your Credit Score
The United States can be a cruel place for people with bad or no health insurance: One medical crisis could result in thousands of dollars of debt. But the Consumer…