Use This Tool to Find Unlisted Credit Card Promotions
Photo: leungchopan (Shutterstock) If you’re in the market for a new credit card but don’t want to waste time poking around credit card company sites looking for pre-approved deals, consider…
What’s the Difference Between FICO Credit Scores and VantageScore?
Photo: fizkes (Shutterstock) You might be familiar with the idea of a singular credit score, but there’s actually two major credit score providers that rate your creditworthiness: FICO and VantageScore.…
How Much Interest You Actually Pay, Based on Your Credit Score
Photo: Stokkete (Shutterstock) Your credit score is important to lenders, as it helps them assess you as a credit risk, but it’s important to you, too, because it ultimately determines…
Why You Shouldn’t Close a Credit Card Account (and the Few Times You Should)
Photo: Teerasak Ladnongkhun (Shutterstock) If you have an old credit card that you never use, you might be tempted to scrap it. After all, debt is bad right? Well, cancelling…
How to Get Your Free Credit Report Once a Week
Photo: WAYHOME studio (Shutterstock) Instead of paying for monthly credit monitoring, why not do it yourself? Normally the three credit bureaus—Equifax, Experian, and TransUnion—only offer one free credit report per…
How to Build Your Business Credit Score, and Why It Matters
Photo: Syda Productions (Shutterstock) Most business owners are aware of their personal credit score, but a study suggests that 60% of them don’t know their business credit score—yet this number…
How to Build Your Credit Without a Credit Card
Photo: Africa Studio (Shutterstock) It’s totally fine to prefer “buy now, pay later” payments over credit cards or to simply avoid the debt trap of plastic altogether. The only problem…
Beware of Lenders’ Mistakes in Your Credit Report
Photo: WPixz (Shutterstock) If your lender has allowed you to defer payment on your credit card, car loan, or mortgage payments during the pandemic, you’ll want to check your credit…
How Often You Should Be Checking Your Credit Report?
Photo: fizkes (Shutterstock) Credit report errors are a chronic problem made worse by the pandemic, and complaints about mistakes by the credit bureaus are at an all-time high—up 86% over…
Why Your Credit Karma Score Seems Too High
Photo: Sulastri Sulastri (Shutterstock) People on Twitter have been commiserating recently about how much higher their free Credit Karma credit scores are compared to the ones lenders actually use, as…