All Strange Things About India and world
Photo: fizkes (Shutterstock) Unfortunately, the difference between an exceptional and poor credit score could cost you nearly $400,000 in your lifetime, according to a recent study. This effect is much…
Photo: Tada Images (Shutterstock) Credit score apps are a popular way to track credit scores—but they actually aren’t that great. According to recent Consumer Reports analysis, these apps use scores…
Photo: fizkes (Shutterstock) You might be familiar with the idea of a singular credit score, but there’s actually two major credit score providers that rate your creditworthiness: FICO and VantageScore.…
Photo: Teerasak Ladnongkhun (Shutterstock) If you have an old credit card that you never use, you might be tempted to scrap it. After all, debt is bad right? Well, cancelling…
Photo: WAYHOME studio (Shutterstock) Instead of paying for monthly credit monitoring, why not do it yourself? Normally the three credit bureaus—Equifax, Experian, and TransUnion—only offer one free credit report per…
Photo: fizkes (Shutterstock) While negative items on your credit report might feel like a millstone around your neck, the penalty to your score does fade, and the blemishes will disappear…
Photo: Konstantin Kolosov (Shutterstock) Paying your credit cards on time to avoid late fees and interest is a no-brainer. But you can also boost your credit score and reduce interest…
Photo: WPixz (Shutterstock) If your lender has allowed you to defer payment on your credit card, car loan, or mortgage payments during the pandemic, you’ll want to check your credit…
Photo: fizkes (Shutterstock) Credit report errors are a chronic problem made worse by the pandemic, and complaints about mistakes by the credit bureaus are at an all-time high—up 86% over…
Photo: Sulastri Sulastri (Shutterstock) People on Twitter have been commiserating recently about how much higher their free Credit Karma credit scores are compared to the ones lenders actually use, as…