How to Build Your Credit Without a Credit Card
Photo: Africa Studio (Shutterstock) It’s totally fine to prefer “buy now, pay later” payments over credit cards or to simply avoid the debt trap of plastic altogether. The only problem…
Beware of Lenders’ Mistakes in Your Credit Report
Photo: WPixz (Shutterstock) If your lender has allowed you to defer payment on your credit card, car loan, or mortgage payments during the pandemic, you’ll want to check your credit…
How Often You Should Be Checking Your Credit Report?
Photo: fizkes (Shutterstock) Credit report errors are a chronic problem made worse by the pandemic, and complaints about mistakes by the credit bureaus are at an all-time high—up 86% over…
Why Your Credit Karma Score Seems Too High
Photo: Sulastri Sulastri (Shutterstock) People on Twitter have been commiserating recently about how much higher their free Credit Karma credit scores are compared to the ones lenders actually use, as…