Becoming financially literate takes some work, but it doesn’t have to be a chore. And in 2021, one of the easiest ways to source practical advice on budgeting, managing debt and investing is listening to personal finance podcasts while you’re making dinner, out walking the dog, or commuting to work. To help you choose the ones that are worth your valuable time, we’ve waded through a seemingly endless supply of excellent (and not-so-excellent) examples of the form and selected our top 10 for 2021.
Clark Howard, a longtime consumer advocate and former nationally syndicated radio host, is a go-to source for practical, plainspoken advice on a variety of listener-selected topics within a given episode, which could cover everything from saving for retirement, to picking a TV streaming service, to scoring cheap prescriptions at Costco. The show includes an amusing “Clark Stinks!” segment in which Howard reads out complaints about his advice from previous shows.
DIY Money is a personal finance podcast hosted by two finance professionals, Quint Tatro and Daniel Czulno. The show mostly covers investing strategies, with topics ranging from broad (“Bitcoin as an investment strategy”) to wonky (“Roth Conversion rules”). It’s a chatty podcast, with an atmosphere similar to what you’d find on a morning radio show, and usually includes a segment that answers listener questions. Expect a lot of goofy audio clips and banter, as the energetic hosts sometimes work a little too hard to keep your attention.
The Personal Finance Podcast is hosted by Andrew Giancola, a property investor and writer for the Dollar After Dollar blog, and he tackles pretty much any topic as it relates to building wealth, whether that’s real estate investing, choosing stocks, building a business strategy, or managing a budget. Giancola has a hard-charging style that keeps things moving (it sounds like he edits out the pauses between his sentences, a trick borrowed from Youtube) and he crams a lot of information into each 30-minute show.
The Stacking Benjamins Show is a rollicking 70-90 minute podcast led by former financial adviser Joe Saul-Sehy, along with his anonymous co-host known as “OG” (which stands for the “Other Guy”). The jocular pair cover money-saving tips, investments, and other financial goals three times a week, with a wide variety of guest interviews. It’s more “live” than other podcasts (i.e., largely unedited), so it sounds more like a laid back radio show.
Jill on Money is a no-nonsense financial advice podcast hosted by Jill Schlesinger, a business analyst for CBS News and a certified financial planner. The episodes are bite-sized (less than 20 minutes), and usually deal with specific questions (“Should I pay down my mortgage or invest?”) submitted by listeners, who often appear on the show. Schlesinger is a charming, gifted interviewer, and the best episodes are often the ones with guests, which is not usually the case with many podcasts.
WSJ Your Money Briefing, hosted J.R. Whalen, leverages the reporting staff of the Wall Street Journal to provide concise explainers on financial topics of the day, whether that’s car prices, Bitcoin, or new tax credits. Each episode is less than 10 minutes long, and new ones publish every weekday, making it a go-to source for quick explainers on topics trending in the news.
So Money host Farnoosh Torabi covers a wide range of money-related topics, from interviews with business authors and influencers to delivering her own advice on raising a family, paying off debt, and navigating a successful career. Every Friday, she answers listener questions—and offers a private, one-on-one money-coaching session to those whose questions she selects to cover on the show. Although much of her content is geared toward women, anyone can dive into her library of more than 1,200 episodes (and counting!) and come away with something useful. —Meghan Walbert
Dave Ramsey, the grand pooh-bah of personal finance advice, is a polarizing figure best known for his near-zero tolerance for debt. His podcast is a slick production that features two hours of call-in questions from listeners running the gamut of personal finance topics, and Ramsey isn’t shy about doling out blunt advice. While his Judge Judy-esque lack of patience with his callers can be off-putting, it keeps the show moving at an entertainingly fast clip, and the guidance he provides is clear, succinct, and practical.
Odd Lots, a Bloomberg-produced podcast hosted by Joe Weisenthal and Tracy Alloway, always seems to have the earliest coverage of investing topics (stock movements, commodities, inflation), even as they pop up in the news. The episodes are usually under an hour, and the show doesn’t shy away from complicated topics like DeFi or Quant investing. The guests are consistently informative, too.